Dental coverage remains an added expense for millions of American households. For many Americans, the out- of-pocket cost of dental insurance continues to rise. With delayed care, there is an increased probability of cavities, gum disease, and more.
The expert team at AUI knows dental care is essential for overall health and wellness. Here are examples of dental coverage in Ohio.
1. Employer-Sponsored Dental Insurance:
Many employers offer dental insurance as part of their employee benefits package. It’s common for individuals to access dental coverage at a reduced group rate.
2. Individual Dental Insurance Plans:
You can purchase individual dental insurance plans directly from insurance providers. These plans vary in coverage, premiums, and network providers. It’s essential to compare different plans to find one that meets your needs and budget.
3. Dental Health Maintenance Organization (DHMO) Plans:
DHMO plans require you to choose a primary dentist and get referrals to see specialists. These plans often have lower premiums but may limit the choice of dentists.
4. Preferred Provider Organization (PPO) Plans:
The National Association of Dental Plans (NADP) reports that 82 percent of dental policies are dental PPOs. PPO plans offer more flexibility in choosing your dentist and don’t require referrals to see specialists.
AUI has a team of knowledgeable, friendly brokers ready to help! It does not cost anything to use AUI for your dental insurance needs! Our team helps families, individuals, and business owners find the right level of dental coverage to fit their needs.
Do not feel like you must figure dental coverage out alone. Our Team at AUI will be with you every step of the way.
Contact us today to get started with the right plan!