KAZ Company is a team of independent licensed and certified agents who focus on educating Boomers, retirees and seniors on their Medicare health plan options. We represent multiple carriers and there is never a fee to meet with us. In addition to working with clients to help them determine which plan fits their needs, we are also an ongoing source for future reviews and changes.
With KAZ Company, clients enjoy peace of mind in working with a local agent and knowing who they are talking to on the other end of the phone. When making these important decisions, if someone is feeling overwhelmed and inundated with information about their upcoming Medicare health plan choices, we hope they will trust KAZ Company to help navigate them through the Medicare plan maze.
When am I eligible to enroll in Medicare?
You can enroll in Medicare during the 7-month period that begins 3 months prior to your 65th birthday, includes the month you turn 65, and ends 3 months after the month you turn 65. This is called the Initial Enrollment Period. If you don’t enroll in Part B during this Initial Enrollment Period, and don’t have other coverage from an employer for which you or your spouse actively works, you might end up paying a late-enrollment penalty when you do enroll. If you are still working when you turn 65, and decide to remain on your employer’s group plan, you will have 63 days after you terminate employment to enroll in Medicare.
Special Enrollment Period may be available for up to eight months after your employment or coverage ends. You can sign up for Part A and/or Part B if you have special circumstances.
Don’t I need to be retired?
No, you can elect Medicare and still be working full time. We would suggest that you compare the benefits you have through your employer and those offered by Medicare to see which plan is better for you and your family. Your employer will be happy to provide a summary of your current benefits.
If I’m still working and 65, is it worthwhile to compare whether to stay on my group plan or go on Medicare?
Absolutely. It may be less costly to go on Medicare than to remain on your employer plan.
Just a reminder, Annual Enrollment Period is October 15th to December 7th.